ABS & Co is advising Yango on the structuring, launch, and regulatory assessment of its proposed Buy Now, Pay Later and fintech product offerings in Pakistan. The mandate includes a comprehensive review of the applicability of the non-banking financial company regulatory regime, digital lending and consumer finance laws, payment systems regulations, foreign exchange considerations, and consumer protection requirements.
The firm’s advisory has included the evaluation of alternative commercial and contractual structures, including reseller and deferred payment models, as well as the assessment of licensing and regulatory exposure under applicable Pakistani laws. ABS & Co is also advising on the drafting and review of transaction and platform documentation and providing strategic guidance on operational and regulatory compliance for the rollout of the proposed fintech products in Pakistan.
The ABS & Co team working on this matter included Samar Masood, Ena Murakami, and Ghinna Farrukh.
