ABS & Co successfully advised JazzWorld in securing a Zone Enterprise Licence from the Special Technology Zones Authority (STZA) for its fintech business, JazzCash (JC Fintech).
ABS & Co is advising Habib Rafiq Engineering (Private) Limited on the structuring and negotiation of a long-term strategic collaboration with Roots Millennium Schools (Private) Limited for the establishment and operation of premium educational facilities across HRL’s flagship real estate developments. The mandate includes the development of a scalable legal framework designed to support future expansion while aligning the parties’ commercial objectives with a robust contractual structure.
ABS & Co has successfully represented the Punjab Revenue Authority before the Lahore High Court, Rawalpindi Bench, in proceedings concerning the levy of Punjab Sales Tax on Services on the sale of plots by a housing society. The Court upheld the statutory framework governing the taxation of housing development services and dismissed the challenge to a tax liability exceeding PKR 91 million.
ABS & Co advised the Ravi Urban Development Authority in connection with the structuring and drafting of two hybrid inventory and sale-proceeds sharing joint venture arrangements entered into with Green Burg (Private) Limited and Greenland City Developer (Private) Limited for the implementation of large-scale urban development projects within RUDA’s notified jurisdiction. The transactions form part of RUDA’s broader strategy to implement master-planned housing schemes through structured private-sector participation under the RUDA Joint Venture Regulations, 2025.
ABS & Co successfully represented the respondents in a sensitive workplace harassment complaint before the Federal Ombudsperson for Protection against Harassment of Women at the Workplace.
ABS & Co is advising Yango on the structuring, launch, and regulatory assessment of its proposed Buy Now, Pay Later and fintech product offerings in Pakistan. The mandate includes a comprehensive review of the applicability of the non-banking financial company regulatory regime, digital lending and consumer finance laws, payment systems regulations, foreign exchange considerations, and consumer protection requirements.
ABS & Co is advising on a significant cross-border technology engagement relating to the entry of an international technology-focused enterprise into Pakistan’s Special Technology Zone landscape within Silicon Village, Capital Smart City, Islamabad. The engagement involves the structuring and negotiation of a comprehensive partnership framework between an international group and Future Developments Holdings (Private) Limited through its designated project vehicle responsible for the development, management, and operation of Silicon Village.
ABS & Co has secured a significant appellate victory before the Lahore High Court, successfully setting aside an order that referred disputes exceeding PKR 2 billion to a composite arbitration proceeding across multiple contracts.
ABS & Co advised on PKR 4 billion consumer loan portfolio due diligence for SME Bank–NBP asset transfer, covering enforceability of securities, NPL risk, and banking regulatory compliance in Pakistan.
ABS & Co has continued its longstanding engagement with a leading microfinance institution during its strategic transition into a digital retail bank. This transition required a comprehensive realignment of the bank’s documentation, governance structure, and regulatory posture to comply with an entirely new licensing and operational framework.
ABS & Co has successfully advised on the development and structuring of a nano-lending product designed for deployment through a digital platform. The mandate involved the creation of a high-frequency, low-ticket credit product featuring tiered APRs linked to loan tenor and credit limits. The engagement was critical in balancing risk-based pricing with consumer protection standards and regulatory compliance within Pakistan’s rapidly evolving digital lending landscape.
ABS & Co advised Habib Rafiq Engineering (Private) Limited (“HRL”), in relation to a landmark Joint Venture Agreement executed with the Prime Institute of Health Sciences (“PIHS”). This strategic collaboration establishes a comprehensive framework for the operation of advanced healthcare facilities and the phased rollout of allied health sciences education within Capital Smart City.
ABS & Co has successfully advised on a PKR 100 million Shariah-compliant Murabaha financing facility for the procurement of raw materials. The transaction was meticulously structured as an asset-backed Islamic working capital facility, tailored to meet specific commercial requirements while ensuring full adherence to Islamic finance principles.
ABS & Co has advised on the banking and financial aspects of a proposed “Gold Bank” model in Pakistan. The mandate involved the structuring of a framework for the acceptance of gold as an investable asset, the issuance of investment instruments, profit-sharing return mechanisms, and gold-backed lending arrangements.
ABS & Co has successfully advised on the development and structuring of a Shariah-compliant “Musawammah” product for digital Buy Now, Pay Later (BNPL) lending. This mandate was designed for deployment through fintech and digital platforms, requiring a sophisticated reconciliation of Islamic financing principles with modern digital lending mechanics. The engagement was critical in ensuring alignment with SECP regulatory frameworks, consumer protection standards, and evolving BNPL regulations in Pakistan.
ABS & Co advised a leading global technology company on a strategic assessment of Pakistan’s political, regulatory, and geopolitical landscape in support of its internal government relations and long-term investment planning functions.
Your request has been submitted. We’ll get in touch with you soon.
