Insights Categories: Experience

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ABS & Co advises Habib Rafiq Engineering on strategic education infrastructure collaboration

August 3, 2026

ABS & Co is advising Habib Rafiq Engineering (Private) Limited on the structuring and negotiation of a long-term strategic collaboration with Roots Millennium Schools (Private) Limited for the establishment and operation of premium educational facilities across HRL’s flagship real estate developments. The mandate includes the development of a scalable legal framework designed to support future expansion while aligning the parties’ commercial objectives with a robust contractual structure.

ABS & Co successfully defends Punjab Revenue Authority before Lahore High Court in sales tax dispute

July 27, 2026

ABS & Co has successfully represented the Punjab Revenue Authority before the Lahore High Court, Rawalpindi Bench, in proceedings concerning the levy of Punjab Sales Tax on Services on the sale of plots by a housing society. The Court upheld the statutory framework governing the taxation of housing development services and dismissed the challenge to a tax liability exceeding PKR 91 million.

ABS & Co advises Ravi Urban Development Authority on two landmark joint venture arrangements for large-scale urban development projects

June 21, 2026

ABS & Co advised the Ravi Urban Development Authority in connection with the structuring and drafting of two hybrid inventory and sale-proceeds sharing joint venture arrangements entered into with Green Burg (Private) Limited and Greenland City Developer (Private) Limited for the implementation of large-scale urban development projects within RUDA’s notified jurisdiction. The transactions form part of RUDA’s broader strategy to implement master-planned housing schemes through structured private-sector participation under the RUDA Joint Venture Regulations, 2025.

ABS & Co advises Yango on fintech and buy now pay later product offerings in Pakistan

May 1, 2026

ABS & Co is advising Yango on the structuring, launch, and regulatory assessment of its proposed Buy Now, Pay Later and fintech product offerings in Pakistan. The mandate includes a comprehensive review of the applicability of the non-banking financial company regulatory regime, digital lending and consumer finance laws, payment systems regulations, foreign exchange considerations, and consumer protection requirements.

ABS & Co advises on cross border technology partnership within Pakistan’s Special Technology Zone framework

April 23, 2026

ABS & Co is advising on a significant cross-border technology engagement relating to the entry of an international technology-focused enterprise into Pakistan’s Special Technology Zone landscape within Silicon Village, Capital Smart City, Islamabad. The engagement involves the structuring and negotiation of a comprehensive partnership framework between an international group and Future Developments Holdings (Private) Limited through its designated project vehicle responsible for the development, management, and operation of Silicon Village.

Development of nano-lending product for digital platform

March 25, 2026

ABS & Co has successfully advised on the development and structuring of a nano-lending product designed for deployment through a digital platform. The mandate involved the creation of a high-frequency, low-ticket credit product featuring tiered APRs linked to loan tenor and credit limits. The engagement was critical in balancing risk-based pricing with consumer protection standards and regulatory compliance within Pakistan’s rapidly evolving digital lending landscape.

ABS & Co advises on healthcare and academic partnership in the Capital Smart City joint venture

March 25, 2026

ABS & Co advised Habib Rafiq Engineering (Private) Limited (“HRL”), in relation to a landmark Joint Venture Agreement executed with the Prime Institute of Health Sciences (“PIHS”). This strategic collaboration establishes a comprehensive framework for the operation of advanced healthcare facilities and the phased rollout of allied health sciences education within Capital Smart City.

ABS & Co advises on regulatory aspects for proposed gold-backed lending model

March 25, 2026

ABS & Co has advised on the banking and financial aspects of a proposed “Gold Bank” model in Pakistan. The mandate involved the structuring of a framework for the acceptance of gold as an investable asset, the issuance of investment instruments, profit-sharing return mechanisms, and gold-backed lending arrangements.

Shariah-compliant “Musawammah” structure for digital BNPL lending

March 25, 2026

ABS & Co has successfully advised on the development and structuring of a Shariah-compliant “Musawammah” product for digital Buy Now, Pay Later (BNPL) lending. This mandate was designed for deployment through fintech and digital platforms, requiring a sophisticated reconciliation of Islamic financing principles with modern digital lending mechanics. The engagement was critical in ensuring alignment with SECP regulatory frameworks, consumer protection standards, and evolving BNPL regulations in Pakistan.

ABS & Co advises on cross-border investment in Uzbekistan

March 13, 2026

ABS & Co advised Habib Rafiq Engineering (Private) Limited (“HRL”) in relation to a proposed large-scale development initiative and international project within the Republic of Uzbekistan. Acting as legal counsel, our role required the structuring of a robust Letter of Intent (LOI) to facilitate the participation of a group of Korean companies within an international consortium to be led and coordinated by HRL.

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