Our insurance and reinsurance practice advises insurers, reinsurers, brokers and corporates on complex and high-value matters across the insurance lifecycle. We combine sector-specific expertise with a strong commercial perspective, supporting clients in navigating regulatory requirements, managing risk and resolving disputes in an increasingly sophisticated market.

We advise on the structuring, negotiation and implementation of insurance and reinsurance arrangements, including facultative and treaty reinsurance, risk transfer mechanisms and cross-border placements. Our experience extends to advising on regulatory frameworks, licensing and compliance, as well as the tax and structuring considerations relevant to insurance operations.

We are regularly engaged on complex and sensitive claims and coverage matters, including business interruption, liability and large-loss disputes. Our team represents clients in contentious proceedings and provides strategic advice on dispute avoidance and resolution.

Our practice is fully integrated with our corporate, regulatory and dispute resolution teams, enabling us to support clients on transactional matters, including mergers and acquisitions involving insurance businesses, portfolio transfers and restructurings.

We act for a diverse client base, including domestic and international insurers, reinsurers and market participants, delivering commercially focused advice across both local and cross-border matters.

Some of our key matters include:

• Representation in high-value insurance disputes exceeding PKR 100 million involving EFU General Insurance Limited and Askari General Insurance Company Limited before Insurance Tribunals
• Advising China Gezhouba Group Company (CGGC) in a marine insurance claim valued at approximately PKR 700 million, successfully negotiating settlement with Askari General Insurance Company Limited
• Representation against United Insurance Company Limited before the Federal Insurance Ombudsman of Pakistan concerning the non-encashment of a Performance Security of PKR 18 million submitted on behalf of a contractor
• Advising and representing clients in insurance complaints and regulatory proceedings before the Securities and Exchange Commission of Pakistan (Insurance Division)
• Advising China Gezhouba Group Company (CGGC) on insurance guarantees, including enforceability and risk management under infrastructure contracts
• Advising and representing Sonica Plastics Industries in a multi-million-rupee insurance claim for a telebelt destroyed at sea against Century Insurance Company Limited, including representation before the Securities and Exchange Commission of Pakistan (Insurance Division)
• Acting as transaction advisors to Waada Holdings (Pvt) Limited in its acquisition of MicroEnsure Pakistan (Pvt) Limited, a strategic transaction aimed at expanding micro-insurance distribution across Pakistan
• Advising The Bank of Punjab on the insurance framework governing multiple policies including takaful and conventional insurance, including card insurance, directors’ insurance, fire insurance and policies issued by National Insurance Company Limited
• Advising and representing clients in a dispute against Jubilee General Insurance Company Limited concerning allegations of misrepresentation in policy terms and coverage
• Advising on the incorporation, licensing, and regulatory compliance of digital insurance companies under Pakistan’s insurance framework
• Advising on construction, infrastructure and project insurance arrangements, including review of insurance guarantees and risk allocation mechanisms in major infrastructure projects
• Advising EFU General Insurance Limited on legal issues relating to the encashment of insurance guarantees
• Advising EFU General Insurance Limited on re-insurance structures
• Representation in motor vehicle insurance claims and disputes involving EFU General Insurance Limited
• Representation in fire and property insurance claims, including claims involving Askari General Insurance Company Limited
• Advising on the drafting and review of insurance guarantees in commercial and infrastructure contracts